Do you have peace of mind that all your electronic equipment – including computers, licensed software, fax machines, projectors, scanners, printers, photocopiers, audio and visual equipment, medical, technical and industrial equipment, as well as other electronic business equipment – can be replaced if damaged or lost?
What is Electronic Equipment Insurance?Electronic equipment insurance covers all sudden and unforeseen physical losses, which are not subject of exclusions, listed in insurance conditions. Subject of insurance are individual pieces of equipment or computer and data processing equipment of the Insured.
The most common causes of damageElectronic equipment insurance mainly covers material damage caused by following reasons:
- damage caused by operation
- damage caused by electric energy (short circuit, excess voltage or induction)
- damage caused by human element (faulty operation, lack of skill, negligence)
- damage caused by manufacturer (faulty design, defects in material, faults at workshop, faults in erection)